Commercial Lines Product Portfolio of Central Insurance Group, Milledgeville and Macon, Georgia




		Commercial Lines Coverage We Offer: The Business-Owners (BOP) Policy Tailored Protection Policy Property Accounts Receivable Valuable Papers Monies & Securities Employee Dishonesty Forgery or Alteration Mechanical Breakdown / Boiler & Machinery Business Income Glass Signs Electronic Data Processing (Computers) Ordinance or Law Inland Marine (Tools, Cargo & Property at Other Locations) Outdoor Property General Liability Contractual Liability Sexual Misconduct Liquor Liability Business Auto Medical Payments Uninsured / Underinsured Motorist Non-Owned Auto Liability Drive Other Car Liability Comprehensive Collision Garage & Dealers Garage Keepers Liability Dealers Open Lot / Physical Damage Truth In Lending E&O Federal Odometer Statute E&O Insurance Agent’s E&O (Incidental to Garage) Title E&O False Pretense Dealers Drive Away Collision Labor & Materials Workers Compensation Professional Liability Employment Practices Liability Directors and Officers Liability (D&O) Commercial Umbrella Bonds We provide valuable protection for the following classes of business. Click on the letter that corresponds to your type of business (i.e., "L" for Landscaping). If you don't find your class of business here, email or call us to find if we can tailor insurance coverage to meet the needs of your specific business. A- B- C- D- E- F- G- H- I- J- K- L- M- N- O- P- R- S- T- U- V- W-Y-Z A Accounting Offices Actuarial Consulting Services Addressing Companies Adhesive Tape Manufacturing Advertising Agency Advertising Sign Companies Indoor Outdoor Agricultural Consultants Air Conditioning Equipment (Electric/Forced Air & LPG) Dealers Distributors Contractors Manufacturers Alarm Systems Contractors Sales Monitoring Ambulance Services Amusement Centers (Arcades) Amusement Devices Amusement Parks Antique Stores Apartments Habitational Mercantile Apartment Hotels Time Sharing Appliances Dealers Distributors Contractors Appraisers Home Commercial Insurance Claims Architects Army & Navy Stores Arts & Crafts Supplies Stores Art Galleries For Profit Not For Profit Art Schools Asphalt & Tar Refining Distilling Contractors Assisted Living Facilities Athletic or Sports Contests Amateur Professional For Profit Not For Profit Attorneys / Lawyers Personal Injury Real Estate Family Criminal Justice Bankruptcy Estate Planning Corporate Civil Labor & Employment Workers Comp. Auctioneers On Premise Off Premise Auctions Autos Real Estate Livestock Audiologist Auditoriums Automobile Parts & Supplies Stores Distributors Automobile Repair or Service Shops Mechanical Body Tire Interior/Exterior Trim Glass Automobile Sales Used New Tractor – Big Truck Automobile Storage Back to top B Baked Goods Wholesaler Bakeries Banks Barber & Beauty Shops Barber & Beauty Supplies Distributor Bars & Taverns Alcohol up to 100% With/Without Entertainment On insured premise consumption ONLY Bath Houses / Bathing Pavilions Bath Shops Beach Chair & Umbrella Rental Beaches – Sunbathing Bearing Manufacturing Beverage Bottlers Distributors Stores Bicycle Sales Service Rental Tours Billiard / Pool Halls Manufacturing Bingo Halls Blacksmithing Boarding or Rooming Houses Boat Dealers Storage / Moorage Marinas Service / Repair Rental Bolt, Nut, Screw & Rivet Manufacturing Bone, Horn & Ivory Products Bookbinding Books & Magazine Stores Bottle & Jar Manufacturing Bowling Centers Box & Container Manufacturing Boy & Girl Scout Councils Boys & Girls Clubs Brick Manufacturing Bridal Shops Brush & Broom Manufacturing Builders Risk Building Materials Dealers Distributors Bus Stations or Terminals Buttons or Fasteners Manufacturing Back to top C Cable Installation TV Subscription Companies Camera / Photographic Equipment Sales Service Camper / Travel Trailer Sales Service Campgrounds For Profit Not For Profit Lakes Pools Recreation Can Manufacturing (Metal) Candle Manufacturing Shops Candy Manufacturing Stores Car Washes Automatic Self Service Hand Wash / Wax On / Off Premise With / Without Delivery Carbon Paper Manufacturing Card Stores Carpentry Residential Commercial Framing Interior Shop Only Carpet, Rug & Upholstery Stores Manufacturing Cleaning Catalog & Coupon Redemption Stores Caterers Preparation On / Off Premise Caulking Compounds Ceiling or Wall Installation Cellophane Products Manufacturing Distributing Stores Cement, Concrete Mix or Plaster Manufacturing Cemeteries Ceramics Studios Stores Teaching Chairs – Rented To Others Chambers of Commerce Chapels Charcoal Manufacturing China & Glassware Shops Manufacturing Chiropractors Churches All Denominations Camps Daycare Schools (K- 9, 9-12) Retreats Counseling Historic Buildings Multiple Locations Parsonage Civil & Social Organizations Clay or Shale Digging Products Manufacturing Clock Sales Service Manufacturing Clothing Sales Tailoring / Alterations Cleaning Manufacturing Clubs Racquet Sports Horseback Riding Swimming Coffee Shops Coffin / Casket Manufacturing Liner Installation Coin, Stamp & Rare Book Dealers Distributors Color or Pigment Preparation Commissary Work Commission Merchants – Produce Communication Equipment Installation (Industrial & Commercial) Manufacturing Composition Goods Manufacturing Computer & Software Stores Service / Repair Wholesalers Disaster Recovery Services Manufacturing Concessionaires Concrete Transit Distribution Contractors Condominiums Habitational Office Conduit Construction (Cables & Wires) Consultants Consumer Electronics Sales Service / Repair Installation Wholesalers Contractors Artisan General Paper Equipment Storage Convenience Stores Cooking on premise Car Washes Convents or Monasteries Copying or Duplicating Services Fax Mail Internet Access Cosmetic, Skin or Hair Preparation Stores Cotton or Wool Compressing Merchants Gin Counseling Offices Credit Unions Crematories Custom Tailoring or Dressmaking Shops Cutlery and Flatware Manufacturing Back to top D Dairy Products Manufacturing Stores Farms Dance Halls or Ballrooms Day Care Centers Debris Removal Decorating Delicatessens With / Without Cooking Dental Laboratories Offices Department or Discount Stores Detective Agencies Detergent Manufacturing Diamond Manufacturing (Industrial) Distilling or Distraction Distributors Food Drink Consumer Staples Building Products Door or Window Manufacturing Contractors Dormitories Doughnut Shops Draftsmen Drilling Water Core Samples Driveway, Parking Area or Sidewalk Paving Drugstores Dry Cleaning & Laundry Receiving Stations Stores Plants Dry Goods Dealers Drywall or Wallboard Wholesalers Retailers Contractors Dwellings Back to top E Electric or Power Line Construction Electrical Apparatus Apparatus Sales Apparatus Contractors Electrical Contractors Goods Wholesalers Electronic Data Processing Operations Employment Agencies Engineers / Architects All Disciplines Engraving Stores Contractors Equipment Wholesalers Distributors Contractors Excavation Executive Search Consultants Exhibition or Convention Buildings Exhibits For Profit Exhibits Not For Profit Exhibits – Outside Express Companies Exterminators Termite Treatment Inspections Eye Glass Stores Manufacturers Wholesalers Distributors Back to top F Fabric Distributors Stores Tailoring Fair Grounds Seasonal Non-Seasonal Family Restaurants Full / Limited Cooking Table Service Smorgasbords Catering Alcohol Farm Machinery & Supplies Sales Distributors Wholesalers Contractors Service Farms Poultry Dairy Beef Produce Large Acreage Equestrian Feed, Grain or Hay Dealers Fence Dealers Contractors Fertilizer Dealers Distributors Wholesalers Fiberglass Manufacturers Financial Planning Offices Fine Art Studios Teaching Brokers Appraisers Fire Departments Volunteer City / County Fish Processing Canning Piers Five & Ten Cent Stores Floor Covering Stores Contractors Manufacturers Florists Wholesalers Distributors Stores Food Products Manufacturing Dry Frozen Packaged Forestry Service Formal Wear Rental Sales Storage Freight Forwarders or Handlers Frozen Foods Distributors Wholesalers Retailers Fruit or Vegetable Distributors Dealers Harvesting Contractors Food Products Manufacturing Fuel Dealers & Distributors Fuel Oil or Kerosene Dealers Distributors Fumigating Funeral Homes Fur Wholesalers Dealers Distributors Manufacturers Furniture Retailers Wholesalers Manufacturers Refinishing Contractors Back to top G Galvanizing or Tinning Garbage, Ash or Refuse Collecting Dumps Recycling Garden & Nursery Centers Gardening & Light Farming Supplies Wholesalers Retailers Distributors Repair Gasoline or Oil Supply Wholesalers Retail Stations Gemstone Cutting or Polishing General Stores Gift Shops Glass Dealers Glaziers Products Manufacturing Golf Private Clubs Semi-Private Clubs Public Clubs Driving Ranges Products Wholesalers Products Retailers Products Distributors Repair Custom Fitting Lessons Equipment Rental Grading of Land Grain Elevator Operations Grain Milling Graphic Design Services Grazing – Away From Insured’s Premises Greenhouses Grocery Stores Distributors Wholesalers Delivery Gymnasiums Back to top H Halls Meeting Concert Plays Wedding Habitational Associations Hardware & Tool Distributors Wholesalers Retailers Hatcheries Hay or Straw Sales Distributors Health Care Facilities Alcohol or Drug Mental Assisted Living Health or Exercise Clubs Hearing Aids Stores Heating & Air Dealers Distributors Contractors Hide – Animal Dealers Distributors Wholesalers Hobby & Model Maker Supply Stores Home Improvement Stores Home Inspection Homeowners or Mobile Home Associations Hone, Oilstone or Whetstone Manufacturing Honey Extracting Hotels or Motels Extended Stay Restaurants Beaches Pools Recreational Facilities House Furnishings Installation Refinishing Interior Decorating Houseware Stores Back to top I Ice Cream Stores Distributors Manufacturing Industrial Supplies Wholesalers Distributors Retailers Ink Manufacturing Inspection Companies Structural Valuation Insurance Agents Insurance Companies P&C Life, Accident & Sickness Supplemental Interior Decorators Investments & Financial Planning Office Irrigation or Drainage Systems Dealers Distributors Wholesalers Contractors Back to top J Janitorial Contractors Supplies Distributors Supplies Dealers Supplies Wholesalers Jewelry Stores Repair Distributors Manufacturers Juice Bars K Kennels Kitchenware Dealers Distributors Retailers Wholesalers Back to top L Labor Union Offices Laboratories For Profit Not For Profit Ladies Clothing & Specialty Lamps or Lantern Stores Repair Manufacturing Land Vacant Leased Landscaping Contractors Supply Stores Supply Distributors Supply Wholesalers Design Firms Laundry & Dry Cleaning Plants Receiving Stations Stores Coin Operated Lawyers Office Leather Goods Retailers Wholesalers Distributors Products Manufacturing Lessors Residential Commercial Industrial Libraries Light Bulb Distributors Wholesalers Manufacturing Lighting Manufacturing Lime Manufacturing Linen Stores Liquor or Wine Stores Lithographing Livestock Dealers Locksmiths Lodging Houses Logging & Lumbering Luggage Dealers Manufacturing Wholesalers Distributors Lumberyards Back to top M Machine Shops Machinery or Equipment Dealers Magazine or Newspaper Distributors Mail Order Houses Mailing or Addressing Companies Management Consultants Manufacturers Representatives Marble Products Retailers Distributors Wholesalers Contractors Marinas Repair Slip Rental Boat Rental Gas Sales Marine Appraisers or Surveyors Marketing Consultants Markets Open Air Not Open Air For Profit Not For Profit Masonry Contractors Products Dealers Products Distributors Products Wholesalers Mattress or Box Spring Wholesalers Distributors Dealers Manufacturing Mausoleums For Profit Not For Profit Meat, Fish, Poultry or Seafood Curing Distributors Processing Stores Wholesalers Medical Supplies Distributors Retailers Wholesalers Rented to Others Medical Offices (All Types) Men’s & Boy’s Clothing & Furnishings Dealers Distributors Wholesalers Metal Products Erection Dealers Distributors Wholesalers Structural Non-structural Manufacturing Heat Processing Scrap Dealers Works Shop Mica Goods Dealers Distributors Wholesalers Manufacturing Milk Dealers Distributors Wholesalers Processing Millinery & Trimmings Mineral Rights Mining Surface Clay or Shale Digging Mobile Home Parks or Courts Sales Model Homes Modular Units Dealers Distributors Wholesalers Manufacturing Monasteries Monument & Tombstone Dealers Distributors Wholesalers Motels or Hotels Extended Stay Restaurants Beaches Pools Recreational Facilities Museums For Profit Not For Profit Musical Instrument Dealers Distributors Wholesalers Repair Teaching Rental Back to top N Nail Salons Nail or Spikes Manufacturing Needles, Pins or Tacks Manufacturing Net Manufacturing Newspaper or Magazine Distributors Newstands Nightclubs With Food Without Food Live Entertainment Dance Floors Exotic Dancing Nursery & Garden Centers Nursery Schools Nursing Homes O Office Administration Services Office Buildings Leased to Others Office Buildings Not Otherwise Classified Office Machines or Appliances Retailers Wholesalers Distributors Installation, Service or Repair Contractors Leasing Office Supply Retailers Wholesalers Distributors Oil/Gas Instrument Logging Optical Goods Retailers Wholesalers Distributors Manufacturers Optometrists With Retail Optical Goods Sales Without Retail Optical Goods Sales Orchards & Vineyards Back to top P Packing Houses Paint or Wallpaper Retailers Wholesalers Distributors Contractors Painting, Picture & Frame Stores Paper & Paper Goods Retailers Wholesalers Distributors Manufacturers Paper, Rag or Rubber Stock Retailers Wholesalers Distributors Paperhanging by Contractor Parades Parking Private Public Open Air Not Open Air Shopping Centers Parks or Playgrounds Pattern & Die Manufacturing Pawn Shops Pencil, Pen, Crayon or Chalk Manufacturing Pets Pet Retail Pet Supplies Groomers Boarders Trainers Pet Food Manufacturers Photocopy Services Fax Mail Internet Access Photo Supplies Engraving Finishing Labs Studios Digital Equipment Sales Leasing Repairs Manufacturing Physiotherapist Piano Retailers Wholesalers Tuning Teaching Picnic Grounds Picture, Frame or Poster Stores Pile Driving Pipeline (Non Flammable Only) Operations Construction Pipes, Smoking - Manufacturing Pipe Manufacturing Residential Commercial Industrial Pizza Parlors Table Service Deep Frying Alcoholic Beverages Arcade Games Live Entertainment Plastering or Stucco Contractors Plastic Manufacturing (Raw Material) Plastic or Rubber Goods Retailers Wholesalers Manufacturers Distributors Household Commercial Plumbing Residential Commercial Industrial Plumbing Fixtures & Supplies Retailers Wholesalers Distributors Manufacturers Podiatrists Political Campaign Headquarters Pottery Stores Teaching Power Washing of Structures (Ground Level Only) Powered Equipment Dealers Precision & Scientific Tools Retailers Prefabricated Building Erection Manufacturing Printing Quick Duplicating Supplies Sales Delivery Faxing Mail Internet Access Produce Handling or Packing Professional or Trade Associations Publishers Newspapers Books Magazines Pulp Manufacturing Back to top R Racing Auto Motorcycle Sponsors Team Owners Radio & Television Retailers Wholesalers Distributors Repair Broadcasting Stations Razor or Razor Blades Manufacturing Real Estate Development Sales Appraisal Consulting Property Managers Recording Studios Records or Tapes Stores Manufacturers Recreational Facilities Amusement Devices Parks Campgrounds Recreational Vehicle Dealers Repairs Mechanical Body Tires Refreshment Stands Cooking on Premises Refrigeration Equipment Retailers Wholesalers Distributors Manufacturers Contractors Rental Stores (Long Term Only) Restaurants Family Style Ethnic Buffets Alcoholic Beverages Live Entertainment Delivery Deep Frying Table Service Amusement Devices Concessionaires Drive-Ins Fast Food Ice Cream Retail Stores All Types Rodeos Rolling Mills Roofing (Residential Only) Rope Manufacturing Rubber Manufacturing Household Commercial Stamps Pads Back to top S Safe or Vault Manufacturers Retailers Wholesalers Distributors Sail Making Sales, Service or Consulting Organizations Salt Manufacturers Wholesalers Distributors Sand or Gravel Digging Saunas & Baths Savings & Loan Associations Scale Houses Schools For Profit Non-Profit K-9; K-12 Technical Religious Hobby or Craft Colleges or Universities Correspondence Dormitories Corporal Punishment Second Hand or Salvage Dealers Security & Patrol Agencies Seed Merchants Septic Tank Retailers Wholesalers Distributors Manufacturers Contractors Service Stations Sewage Disposal (Plant Operations) Sewer Cleaning Sewer Mains Connecting or Construction Sewing Machines Retailers Wholesalers Distributors Repair Manufacturers Shaft Sinking Sheet Metal Work Shoe, Boot or Slipper Retailers Wholesalers Distributors Manufacturers Repair Shopping Centers Indoor Strip Siding Installation Sign Manufacturing Electrical Erection Rental Painting or Lettering Skating Rinks Inline Skates Indoor Outdoor Slate Milling Soap Box Derbies Soap Manufacturing Social Gatherings or Meetings Soft Drinks & Beer Stores Solar Energy Contractors Special Events Rodeos Fairs Street Festivals Crafts Arts Sporting Goods Stores Stationary or Paper Products Stores Steam Mains or Connections Construction Stockbrokers Stockyards Stone Cutting Crushing Polishing Installation Contractors Stores All Types Straw or Straw Products Street Cleaning Street or Road Construction Sugar Refining Sun Tanning Salons Supermarkets Surveyors Swimming Pools For Profit Not For Profit Cleaning Contractors Accessories Stores Syrup or Molasses Refining or Blending Back to top T Tailoring or Dressmaking Tanning Salons Tanning – Animal Hides Tax Preparers Taxidermists Telephone Companies Telephone or Cable Television Line Construction Television Retailers Wholesalers Repair Installation Tent or Camping Goods Retailers Wholesalers Distributors Manufacturers Leasing Textile Coating Products Manufacturing Spinning, Weaving or Knitting Theaters For Profit Not For Profit Enclosed Drive-In Musical Traveling Ticket Agencies Tile, Stone, Marble or Mosaic Retailers Wholesalers Distributors Contractors Tire Dealers Tobacco Stores Tobacco Rehandling or Warehousing Tool & Die Shops Townhouses or Similar Associations Toy Stores Travel Agency Tours Cruises Trophy Stores Truckers Sand & Gravel Bulk Asphalt Dry Freight Refrigerated Products Local, Intermediate & Long Haul Twine or Cord Manufacturing U Umbrella or Cane Manufacturing Upholstering Back to top V Vacant Buildings and/or Property Variety Stores Vegetable & Fruit Packing Vending Machine Operations Food Candy Drinks Arcade Type (Pool Tables, Darts, etc…) Venetian Blinds Manufacturing Assembling Installation Veterinarians Surgical Operations Grooming Boarding Training Pet Supplies Sales Pet Sales Video Stores VCR & DVD Rental Video Game Rental Back to top W Warehouses Individual Public Private Climate Controlled Washing Houses (Coin Operated) Watch, Clock or Jewelry Retailers Wholesalers Repair Water Bottling Water Companies Water Mains or Connections Construction Water Softening Equipment Retailer Wholesalers Contractors Leasing Waterproofing By Spraying By Trowel Wax or Wax Products Manufacturing Waxing, Floors Wedding Consultants Wicker, Rattan, Willow or Twisted Fiber Products Manufacturing Wigs or Hair Pieces Retailers Manufacturers Window Cleaning Window Decorating Wire Cloth Manufacturing Wire Drawing Wire Goods Manufacturing Womens Clothing & Goods Retailers Wholesalers Distributors Wood Products Manufacturing Retailers Wool Combing, Scouring or Separating From Cotton Back to top Y YMCA, YWCA or Similar Institutions Camps Field Trips Sports Tutoring Youth Recreation Programs For Profit Not For Profit Z Zoos For Profit Not For Profit Back to top Please read our disclaimer Copyright ©2007 by Oconee Insurance Associates

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